News about Auto Car: Understand additional insurance offered by ...

Everyone who has rented a vehicle has experienced the phenomenon. You arrive at the collection point. More often than not, this is at an airport and you are already tired. You really don?t want to think about anything other than getting in the vehicle and driving to your final destination. But the counter staff are full of dire warnings about the perils of driving without the additional insurance cover they have on special offer. So you hesitate and the hard sell comes. If you?re a stranger to the local legal liabilities, it?s easy to get suckered into buying. As a general rule, it?s always a mistake to be spooked into buying when you have no chance to verify what you?re being told nor whether the price you?re being asked to pay is reasonable. So here comes two very simple rules.

If you?re going to use a car rental company inside your own country, you need to check the wording of your own auto insurance. The vast majority offer liability cover when you drive a vehicle not belonging to you. This covers all third party liability claims that might come your way whenever you drive a vehicle belonging to a friend or hire an alternate. The difficulty comes in the cover provided against damage to the vehicle you are driving. Collision and comprehensive cover tends to be limited to your own vehicle. It?s at this point you pull out the Terms and Conditions for the credit card you are going to use to pay. Many credit card companies offer some degree of insurance cover when you pay by card, but you need to be very careful about all the limits and exclusions.

If you are going to use car rental companies outside your country, the insurance cover you have on your own vehicle will almost certainly not cover you. Now you shop around and buy adequate cover from a third party insurance company. This will always cost significantly less than the insurance cover offered at the last minute by the?car rental companies. It sells you cover that gives it the maximum commission, That?s the way it maximizes its profits.

Source: http://lbrittain.blogspot.com/2012/08/understand-additional-insurance-offered-by-car-rental-companies.html

mike james red tails red tails heidi klum heidi klum red tails trailer joe pa dead